Visitors Health Insurance Products that Cover Pre-Existing Conditions for Visitors to United States
Frequently Asked Questions:
- Pre-Existing Conditions
- Acute Onset of Pre-Existing Conditions
- Sudden and Unexpected Recurrence of Pre-Existing Conditions
- Visitors Protect Pre-Existing Conditions Coverage & Exclusions
Due to the high demand for Pre-Existing Condition coverage, the underwriters have extended the coverage provided under many of the plans to allow for coverage under very specific circumstances. They call this coverage either 'Acute Onset of Pre-Existing Conditions' or 'Sudden and Unexpected Recurrence of Pre-Existing Conditions'. There are plans that provide some kind of further limited coverage of pre-existing condition coverage. Please carefully understand what a chosen plan incudes.
*While the acute onset may cover a sudden and unexpected recurrence, the reverse is not true.
Comprehensive Coverage Plans
Patriot America Plus®
Covers up to policy maximum for acute onset of pre-existing conditions for persons below age 70.
Safe Travels USA Comprehensive
Covers up to $20,000 for acute onset of pre-existing conditions for persons below age 65 and up to $10,000 for 65-69.
Beacon America
Covers up to $150,000 for policy maximums of $550,000 and over for acute onset of pre-existing conditions for persons below age 70, and $50,000 for all other policy maximums for persons below age 70.
Visitors Protect
Covers pre-existing conditions up to $25,000 for ages up to 69 and up to $20,000 for ages 70 and older.
Patriot America Platinum®
Covers up to $1,000,000 for acute onset of pre-existing conditions for U.S. Citizens below age 65 with a Primary Health Plan; $20,000 without. Ages 65-69: $2,500 maximum. Non-US Citizens: Ages 69 and younger up to $1,000,000.
Safe Travels USA Cost Saver
Covers up to $1,000 for the sudden and unexpected recurrence of a pre-existing condition for persons below age 70.
Safe Travels USA
Covers up to $1,000 for the sudden and unexpected recurrence of a pre-existing condition for persons below age 70.
Fixed Coverage Plans
Visitors Care®
Covers up to policy maximum for acute onset of pre-existing conditions for persons below age 70. Subject to further sub-limits, as described in the coverage details.
Safe Travels Elite
Covers up to policy maximum for persons below age 70, up to $25,000 for 70-79 years, $15,000 for 80+. Subject to further sub-limits, as described in coverage details.
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